Archive 2024-2025

You will notice a slight increase in your insurance premium for the 24-25 academic year. This adjustment is a proactive measure, a joint decision by AHP and your institution, in response to the rising cost of health care nationwide. Rather than compromising the quality of coverage, we have chosen to slightly raise the premium, ensuring that you can continue to enjoy the same high-quality coverage you are accustomed to.

Online Enrollment Periods

Early Arrival Fall - 07/18/2024 - 08/15/2024

Fall - 07/18/2024 - 09/30/2024

Spring - 11/18/2024 - 1/16/2025

Summer - 03/13/2025 - 05/26/2025

Online Enrollment

*International Claim Form is used to submit claims for benefits for covered services received outside the United States

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

Fall: 07/18/2024 - 09/30/2024

Spring: 11/18/2024 - 1/16/2025

Summer: 03/13/2025 - 05/26/2025

Waiver Requirements

To be eligible for a waiver, Rush University requires students to provide evidence of health insurance coverage equal to or better than the requirements below.

To qualify for a waiver, your health insurance plan must:

• Be active as of 05/01/2025.
• Be fully compliant with the provisions of the Affordable Care Act (ACA) and all state and federal mandates. Click here to confirm if your plan is ACA compliant;
• Provide unlimited access to doctors, specialists, hospitals, and other healthcare providers in the Chicago area.

**Please note, the following types of plans are not acceptable for a waiver. ** 

1. Short-Term Limited Duration Plans
2. Medical Cost-Sharing Plans
3. Healthcare Sharing Ministry Plans
4. Out-of-State HMO/EPO plans (unless proof is provided that there are no coverage limits in Chicago)
5. Out-of-State Medicaid Plan
6. Financial Assistance Plans
7. Travel Plans
8. Limited Benefit/Indemnity Plans

Waiver applications will be reviewed and verified as active with the insurance carrier.